Tax Center

Track Your Refund

When will you receive your refund? The answer depends on how you filed your return. The IRS should issue your refund check within six to eight weeks of filing a paper return. If you chose to receive your refund through direct deposit, you should receive it within a week. If you use e-file, your refund should be issued between two and three weeks.


You can check on the status of your refund by clicking on the links below.


Check your Federal Refund... click here

Tax Due Dates

  • August 2022 - August 1

    Employers - Federal unemployment tax. Deposit the tax owed through June if more than $500.

    Employers - If you maintain an employee benefit plan, such as a pension, profit sharing, or stock bonus plan, file Form 5500 or 5500-EZ for calendar year 2021. If you use a fiscal year as your plan year, file the form by the last day of the seventh month after the plan year ends.

    Certain Small Employers - Deposit any undeposited tax if your tax liability is $2,500 or more for 2022 but less than $2,500 for the second quarter.

    Employers - Social Security, Medicare, and withheld income tax. File Form 941 for the second quarter of 2022. Deposit any undeposited tax. (If your tax liability is less than $2,500, you can pay it in full with a timely filed return.) If you deposited the tax for the quarter in full and on time, you have until August 10 to file the return.

  • August 2022 - August 10

    Employees - who work for tips. If you received $20 or more in tips during July, report them to your employer. You can use Form 4070.

    Employers - Social Security, Medicare, and withheld income tax. File Form 941 for the second quarter of 2022. This due date only applies if you deposited the tax for the quarter timely, properly, and in full.

  • August 2022 - August 15

    Employer - Social Security, Medicare, and withheld income tax. If the monthly deposit rule applies, deposit the tax for payments in July.

    Employers - Nonpayroll withholding. If the monthly deposit rule applies, deposit the tax for payments in July.

  • September 2022 - September 12

    Employees - who work for tips. If you received $20 or more in tips during August, report them to your employer. You can use Form 4070.

  • September 2022 - September 15

    Individuals - Make a payment of your 2022 estimated tax if you are not paying your income tax for the year through withholding (or will not pay in enough tax that way). Use Form 1040-ES. This is the third installment date for estimated tax in 2022.

    Employers - Nonpayroll withholding. If the monthly deposit rule applies, deposit the tax for payments in August.

    Employers - Social Security, Medicare, and withheld income tax. If the monthly deposit rule applies, deposit the tax for payments in August.

    S Corporations - File a 2021 calendar year income tax return (Form 1120S) and pay any tax due. This due date applies only if you timely requested an automatic 6-month extension. Provide each shareholder with a copy of Schedule K-1 (Form 1120S) or a substitute Schedule K-1.

    Partnerships - File a 2021 calendar year return (Form 1065). This due date applies only if you were given an additional 6-month extension. Provide each partner with a copy of Schedule K1 (Form 1065) or a substitute Schedule K1.

    Corporations - Deposit the third installment of estimated income tax for 2022. A worksheet, Form 1120-W, is available to help you make an estimate of your tax for the year.

  • October 2022 - October 11

    Employees - who work for tips. If you received $20 or more in tips during September, report them to your employer. You can use Form 4070.

  • October 2022 - October 17

    Individuals - If you have an automatic 6-month extension to file your income tax return for 2021, file Form 1040 or Form 1040-SR and pay any tax, interest, and penalties due.

    Employers - Nonpayroll withholding. If the monthly deposit rule applies, deposit the tax for payments in September.

    Employers - Social Security, Medicare, and withheld income tax. If the monthly deposit rule applies, deposit the tax for payments in September.

    Corporations - File a 2021 calendar year income tax return (Form 1120) and pay any tax, interest, and penalties due. This due date applies only if you timely requested an automatic 6-month extension.

  • October 2022 - October 31

    Employers - Social Security, Medicare, and withheld income tax. File Form 941 for the third quarter of 2022. Deposit any undeposited tax. (If your tax liability is less than $2,500, you can pay it in full with a timely filed return.) If you deposited the tax for the quarter in full and on time, you have until November 10 to file the return.

    Certain Small Employers - Deposit any undeposited tax if your tax liability is $2,500 or more for 2022 but less than $2,500 for the third quarter.

    Employers - Federal Unemployment Tax. Deposit the tax owed through September if more than $500.

  • November 2022 - During November

    Employers - Income tax withholding. Encourage employees to fill out a new Form W-4 for 2023 if they experienced any personal or financial changes. The 2023 revision of Form W-4 will be available on the IRS website by mid-December.

  • November 2022 - November 10

    Employees - who work for tips. If you received $20 or more in tips during October, report them to your employer. You can use Form 4070.

    Employers - Social Security, Medicare, and withheld income tax. File Form 941 for the third quarter of 2022. This due date only applies if you deposited the tax for the quarter timely, properly, and in full.

  • November 2022 - November 15

    Employers - Social Security, Medicare, and withheld income tax. If the monthly deposit rule applies, deposit the tax for payments in October.

    Employers - Nonpayroll withholding. If the monthly deposit rule applies, deposit the tax for payments in October.

  • December 2022 - December 12

    Employees - who work for tips. If you received $20 or more in tips during November, report them to your employer. You can use Form 4070.

  • December 2022 - December 15

    Corporations - Deposit the fourth installment of estimated income tax for 2022. A worksheet, Form 1120-W, is available to help you estimate your tax for the year.

    Employers - Social Security, Medicare, and withheld income tax. If the monthly deposit rule applies, deposit the tax for payments in November.

    Employers - Nonpayroll withholding. If the monthly deposit rule applies, deposit the tax for payments in November.

Federal Tax Rates

  • 2022 Tax Rates - Single Taxpayers - Standard Deduction $12,950

    10% - 0 to $10,275


    12% - $10,275 to $41,775


    22% - $41,775 to $89,075


    24% - $89,075 to $170,050


    32% - $170,050 to $215,950


    35% - $215,950 to $539,900


    37% - Over $539,900

  • 2022 Tax Rates - Married Jointly & Surviving Spouses - Standard Deduction $25,900

    10% - 0 to $20,550


    12% - $20,550 to $83,550


    22% - $83,550 to $178,150


    24% - $178,150 to $340,100


    32% - $340,100 to $431,900


    35% - $431,900 to $647,850


    37% - Over $647,850

  • 2022 Tax Rates - Married Filing Separately - Standard Deduction $12,950

    10% - 0 to $10,275


    12% - $10,275 to $41,775


    22% - $41,775 to $89,075


    24% - $89,075 to $170,050


    32% - $170,050 to $215,950


    35% - $215,950 to $323,925


    37% - Over $323,925

  • 2022 Tax Rates - Head of Household - Standard Deduction $19,400

    10% - 0 to $14,650


    12% - $14,650 to $55,900


    22% - $55,900 to $89,050


    24% - $89,050 to $170,050


    32% - $170,050 to $215,950


    35% - $215,950 to $539,900


    37% - Over $539,900

  • 2022 Tax Rates - Estates & Trusts

    10% - 0 to $2,750


    24% - $2,750 to $9,850


    35% - $9,850 to $13,450


    37% - Over $13,450

  • Social Security - 2022 Tax Rates

    Social Security Tax Rate: Employers - 6.2%


    Social Security Tax Rate: Employees - 6.2%


    Social Security Tax Rate: Self-Employed - 15.3%


    Maximum Taxable Earnings - $147,000


    Medicare Base Salary - Unlimited


    Medicare Tax Rate: Employers - 1.45%


    Medicare Tax Rate: Employees - 1.45%


    Additional Medicare Tax for income above $200,000 (single filers) or $250,000 (joint filers) - 0.9%


    Medicare tax on net investment income ($200,000 single filers, $250,000 joint filers) - 3.8%

  • Miscellaneous - 2022 Tax Rates

    Business expensing limit: Cap on equipment purchases: $2,700,000


    Business expensing limit: New and Used Equipment and Software: $1,080,000


    Qualified Business Income threshold amount: $170,050 (single and head of household); $340,100 (married filing joint return)


    Qualified Small Employer Health Reimbursement Arrangement limit: $5,450 (single coverage); $11,050 (family coverage)


    Prior-year safe harbor for estimated taxes of higher-income: 110% of your 2021 tax liability


    Standard mileage rate for business driving: 62.5 (July 1-December 31, 2022) and 58.5 (January 1-June 30, 2022)


    Standard mileage rate for medical driving: 22 (July 1-December 31, 2022) and 18 (January 1-June 30, 2022)


    Standard mileage rate for moving driving - Members of the Armed Forces on active duty who move because of a permanent change of station: 22 (July 1-December 31, 2022) and 18 (January 1-June 30, 2022)


    Standard mileage rate for charitable driving: 14


    Child Tax Credit: $3,000 to $3,600


    Unearned income maximum for children under 19 before kiddie tax applies: $1,150


    Maximum capital gains tax rate for taxpayers with income up to $41,675 for single filers, $83,350 for married filing jointly: 0%


    Maximum capital gains tax rate for taxpayers with income above $41,675 for single filers, $83,350 for married filing jointly: 15%


    Maximum capital gains tax rate for taxpayers with income above $459,750 for single filers, $517,200 for married filing jointly: 20%


    Capital gains tax rate for unrecaptured Sec. 1250 gains: 25%


    Capital gains tax rate on collectibles: 28%


    Maximum contribution for Traditional/Roth IRA: $6,000 if under age 50

    $7,000 if 50 or older


    Maximum employee contribution to SIMPLE IRA: $14,000 if under age 50

    $17,000 if 50 or older


    Maximum Contribution to SEP IRA: 25% of eligible compensation

    up to $61,000


    401(k) maximum employee contribution limit: $20,500 if under age 50

    $27,000 if 50 or older


    Estate tax exemption: $12,060,000


    Annual Exclusion for Gifts: $16,000

  • Education: 2022 Tax Rates

    American Opportunity Credit (per student) - $2,500


    Lifetime Learning Credit (per return) - $2,000


    Student Loan Interest Deduction - $2,500


    Coverdell Education Savings Account Contribution - $2,000


    Source: IRS Revenue Procedure 2021-45 

  • Standard Meal Rates for Family Child Care Providers for income tax returns

    Continental U.S. - 2022-23 Tax Rates (July 1, 2022-June 30, 2023)


    For each breakfast - $1.66


    For each lunch or supper - $3.04


    For each snack (up to 3 per day for each child) - $0.97


    Alaska - 2022-23 Tax Rates (July 1, 2022-June 30, 2023)


    For each breakfast - $2.59


    For each lunch or supper - $4.87


    For each snack (up to 3 per day for each child) - $1.52


    Hawaii - 2022-23 Tax Rates (July 1, 2022-June 30, 2023)


    For each breakfast - $1.91


    For each lunch or supper - $3.55


    For each snack (up to 3 per day for each child) - $1.12


    Source: Federal Register

IRS & State Tax Forms

Record Retention Guide

Storing tax records: How long is long enough?


Federal law requires you to maintain copies of your tax returns and supporting documents for three years. This is called the "three-year law" and leads many people to believe they're safe provided they retain their documents for this period of time.


However, if the IRS believes you have significantly underreported your income (by 25 percent or more), or believes there may be indication of fraud, it may go back six years in an audit. To be safe, use the following guidelines.

Business Records to Keep... Personal Records to Keep...
1 Year 1 Year
3 Years 3 Years
6 Years 6 Years
Forever Forever

Special Circumstances

Create a Backup Set of Records and Store Them Electronically. Keeping a backup set of records -- including, for example, bank statements, tax returns, insurance policies, etc. -- is easier than ever now that many financial institutions provide statements and documents electronically, and much financial information is available on the Internet.


Even if the original records are provided only on paper, they can be scanned and converted to a digital format. Once the documents are in electronic form, taxpayers can download them to a backup storage device, such as an external hard drive, or burn them onto a CD or DVD (don't forget to label it).


You might also consider online backup, which is the only way to ensure that data is fully protected. With online backup, files are stored in another region of the country, so that if a hurricane or other natural disaster occurs, documents remain safe.


Caution: Identity theft is a serious threat in today's world, and it is important to take every precaution to avoid it. After it is no longer necessary to retain your tax records, financial statements, or any other documents with your personal information, you should dispose of these records by shredding them and not disposing of them by merely throwing them away in the trash.

  • Business Documents to Keep for One Year

    • Correspondence with Customers and Vendors
    • Duplicate Deposit Slips
    • Purchase Orders (other than Purchasing Department copy)
    • Receiving Sheets
    • Requisitions
    • Stenographer's Notebooks
    • Stockroom Withdrawal Forms

  • Business Documents to Keep For Three Years

    • Employee Personnel Records (after termination)
    • Employment Applications
    • Expired Insurance Policies
    • General Correspondence
    • Internal Audit Reports
    • Internal Reports
    • Petty Cash Vouchers
    • Physical Inventory Tags
    • Savings Bond Registration Records of Employees
    • Timecards For Hourly Employees

  • Business Documents to Keep For Six Years

    • Accident Reports, Claims
    • Accounts Payable Ledgers and Schedules
    • Accounts Receivable Ledgers and Schedules
    • Bank Statements and Reconciliations
    • Cancelled Checks
    • Cancelled Stock and Bond Certificates
    • Employment Tax Records
    • Expense Analysis and Expense Distribution Schedules
    • Expired Contracts, Leases
    • Expired Option Records
    • Inventories of Products, Materials, Supplies
    • Invoices to Customers
    • Notes Receivable Ledgers, Schedules
    • Payroll Records and Summaries, including payment to pensioners
    • Plant Cost Ledgers
    • Purchasing Department Copies of Purchase Orders
    • Sales Records
    • Subsidiary Ledgers
    • Time Books
    • Travel and Entertainment Records
    • Vouchers for Payments to Vendors, Employees, etc.
    • Voucher Register, Schedules

  • Business Records to Keep Forever

    While federal guidelines do not require you to keep tax records "forever," in many cases there will be other reasons you'll want to retain these documents indefinitely.


    • Audit Reports from CPAs/Accountants
    • Cancelled Checks for Important Payments (especially tax payments)
    • Cash Books, Charts of Accounts
    • Contracts, Leases Currently in Effect
    • Corporate Documents (incorporation, charter, by-laws, etc.)
    • Documents substantiating fixed asset additions
    • Deeds
    • Depreciation Schedules
    • Financial Statements (Year End)
    • General and Private Ledgers, Year End Trial Balances
    • Insurance Records, Current Accident Reports, Claims, Policies
    • Investment Trade Confirmations
    • IRS Revenue Agents' Reports
    • Journals
    • Legal Records, Correspondence and Other Important Matters
    • Minute Books of Directors and Stockholders
    • Mortgages, Bills of Sale
    • Property Appraisals by Outside Appraisers
    • Property Records
    • Retirement and Pension Records
    • Tax Returns and Worksheets
    • Trademark and Patent Registrations

  • Personal Documents to Keep for One Year

    • Bank Statements
    • Paycheck Stubs (reconcile with W-2)
    • Canceled checks
    • Monthly and quarterly mutual fund and retirement contribution statements (reconcile with yearend statement)

  • Personal Documents to Keep For Three Years

    • Credit Card Statements
    • Medical Bills (in case of insurance disputes) 
    • Utility Records
    • Expired Insurance Policies

  • Personal Documents to Keep for Six Years

    • Supporting Documents for Tax Returns
    • Accident Reports and Claims
    • Medical Bills (if tax-related)
    • Property Records / Improvement Receipts
    • Sales Receipts
    • Wage Garnishments
    • Other Tax-Related Bills

  • Personal Records to Keep Forever

    • CPA Audit Reports
    • Legal Records
    • Important Correspondence
    • Income Tax Returns
    • Income Tax Payment Checks
    • Investment Trade Confirmations
    • Retirement and Pension Records

  • Special Circumstances

    • Car Records (keep until the car is sold)
    • Credit Card Receipts (keep with your credit card statement)
    • Insurance Policies (keep for the life of the policy)
    • Mortgages / Deeds / Leases (keep 6 years beyond the agreement)
    • Pay Stubs (keep until reconciled with your W-2)
    • Property Records / improvement receipts (keep until property sold)
    • Sales Receipts (keep for life of the warranty)
    • Stock and Bond Records (keep for 6 years beyond selling)
    • Warranties and Instructions (keep for the life of the product)
    • Other Bills (keep until payment is verified on the next bill)
    • Depreciation Schedules and Other Capital Asset Records (keep for 3 years after the tax life of the asset)

Feel free to contact one of our team for any questions.

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